13 Loans

(XLS:) Download

in CHF thousands

 

31.12.2016

 

31.12.2015

 

+/– %

Mortgages

 

9'986'137

 

9'580'127

 

4.2

Public institutions

 

82'441

 

82'975

 

–0.6

Fixed advances and loans

 

1'314'918

 

1'210'132

 

8.7

Other loans and advances

 

262'378

 

230'204

 

14.0

Allowances for credit loss

 

–106'999

 

–111'948

 

–4.4

Total due from customers

 

11'538'876

 

10'991'490

 

5.0

(XLS:) Download
By type of collateral

in CHF thousands

 

31.12.2016

 

31.12.2015

 

+/– %

Secured by properties

 

9'967'873

 

9'558'415

 

4.3

Other collateral

 

1'076'498

 

916'506

 

17.5

Unsecured

 

494'505

 

516'569

 

–4.3

Total

 

11'538'876

 

10'991'490

 

5.0

(XLS:) Download
Allowances and provisions for credit losses

in CHF thousands

 

Mortgage loans

 

Other loans

 

Total

As at 1 January 2015

 

31'347

 

78'341

 

109'688

Write-offs

 

–6'138

 

–1'028

 

–7'166

Recoveries and doubtful interest income

 

2'594

 

725

 

3'319

Increase in credit loss allowances and provisions recognised in the income statement

 

6'616

 

3'675

 

10'291

Decrease in credit loss allowances and provisions recognised in the income statement

 

–1'586

 

–2'669

 

–4'255

Foreign currency translation and other adjustments

 

–1'696

 

1'767

 

71

As at 31 December 2015

 

31'137

 

80'811

 

111'948

 

 

 

 

 

 

 

As at 1 January 2016

 

31'137

 

80'811

 

111'948

Write-offs

 

–383

 

–7'138

 

–7'521

Recoveries and doubtful interest income

 

756

 

722

 

1'478

Increase in credit loss allowances and provisions recognised in the income statement

 

10'322

 

9'198

 

19'520

Decrease in credit loss allowances and provisions recognised in the income statement

 

–10'476

 

–8'055

 

–18'531

Foreign currency translation and other adjustments

 

–1'507

 

1'612

 

105

As at 31 December 2016

 

29'849

 

77'150

 

106'999