23 Due to customers audited information (XLS:) Download in CHF thousands 31.12.2016 31.12.2015 +/– % On demand 10'246'998 10'731'951 –4.5 At maturity or callable 1'286'388 624'513 106.0 Savings accounts 4'327'079 4'270'586 1.3 Total due to customers 15'860'465 15'627'049 1.5