22 Due to customers audited information (XLS:) Download in CHF thousands 31.12.2018 31.12.2017 +/− % On demand 12'356'765 10'623'400 16.3 At maturity or callable 1'575'014 1'339'516 17.6 Savings accounts 3'543'927 3'689'242 –3.9 Total due to customers 17'475'706 15'652'158 11.7