Income statement
Download |
in CHF thousands |
Note |
2018 |
2017 |
+/− % |
||||||
---|---|---|---|---|---|---|---|---|---|---|
|
||||||||||
Interest income |
|
114'926 |
99'472 |
15.5 |
||||||
of which from fixed-interest securities |
|
15'471 |
11'309 |
36.8 |
||||||
of which from trading transactions |
|
0 |
12 |
–99.0 |
||||||
Interest expenses |
|
–28'064 |
–22'345 |
25.6 |
||||||
Net interest income |
|
86'862 |
77'128 |
12.6 |
||||||
Shares and other non-fixed-interest securities |
|
162 |
372 |
–56.6 |
||||||
of which from trading transactions |
|
162 |
372 |
–56.6 |
||||||
Participations and associated companies |
|
10'004 |
0 |
|
||||||
Income from securities |
|
10'166 |
372 |
|
||||||
Credit-related commissions and fees |
|
353 |
312 |
13.0 |
||||||
Commissions from securities and investment business |
|
104'076 |
114'294 |
–8.9 |
||||||
Other commission and fee income |
|
19'194 |
20'112 |
–4.6 |
||||||
Commission and fee expenses |
|
–44'868 |
–47'641 |
–5.8 |
||||||
Net commission and fee income |
|
78'754 |
87'076 |
–9.6 |
||||||
Income from financial transactions |
|
55'378 |
70'944 |
–21.9 |
||||||
of which from trading business |
50'089 |
53'011 |
–5.5 |
|||||||
Income from real estate holdings |
|
1'158 |
1'145 |
1.1 |
||||||
Sundry ordinary income |
|
21'440 |
34'359 |
–37.6 |
||||||
Other ordinary income |
|
22'598 |
35'504 |
–36.4 |
||||||
Total operating income |
|
253'758 |
271'024 |
–6.4 |
||||||
|
|
|
|
|
||||||
Personnel expenses |
–104'900 |
–94'653 |
10.8 |
|||||||
Administrative expenses |
–48'022 |
–41'991 |
14.4 |
|||||||
Total operating expenses |
|
–152'922 |
–136'644 |
11.9 |
||||||
|
|
|
|
|
||||||
Gross operating profit |
|
100'836 |
134'379 |
–25.0 |
||||||
|
|
|
|
|
||||||
Depreciation on intangible assets and fixed assets |
|
–20'649 |
–19'815 |
4.2 |
||||||
Sundry ordinary expenses |
–445 |
–15'844 |
–97.2 |
|||||||
Allowances on claims and allocations to provisions for contingent liabilities and lending risks |
–696 |
–6'597 |
–89.4 |
|||||||
Earnings from the release of allowances on claims and of provisions for contingent liabilities and lending risks |
1'021 |
11'277 |
–90.9 |
|||||||
Write-downs to participations, shares in associated companies and securities treated as long-term investments |
|
–3 |
–14 |
–82.4 |
||||||
Earnings from write-ups to participations, shares in associated companies and securities treated as long-term investments |
|
0 |
0 |
|
||||||
|
|
|
|
|
||||||
Result from normal business operations |
|
80'065 |
103'386 |
–22.6 |
||||||
|
|
|
|
|
||||||
Income taxes |
|
–5'864 |
–9'867 |
–40.6 |
||||||
Other taxes |
|
95 |
–227 |
|
||||||
Releases / (Additions) to provisions for general banking risks |
|
0 |
0 |
|
||||||
|
|
|
|
|
||||||
Profit for the year * |
|
74'295 |
93'292 |
–20.4 |